Why taking too little investment risk could harm your goals
When you imagine the worries that might come with taking investment risk, it’s probably “taking too much” that comes to mind. After all, you’ve likely heard stories of people that have invested in high-risk opportunities and lost some or all their money. However, when you’re investing for the long term, taking too little risk can
5 things you can include in your will but may have overlooked
Many people solely focus on their money and assets when laying out details for their estate in their will. This is somewhat understandable: your will is a great vehicle for securing your wealth for the next generation of your family. But as a result, other elements that aren’t directly related to your money can be
£1.3 billion was stolen through fraud and scams in 2021. Here’s what you need to know to protect your assets
In 2021, fraudsters stole £1.3 billion from consumers, according to a UK Finance report. The loss can be devastating to victims, both financially and emotionally. As criminals use increasingly sophisticated tactics, it is more important than ever that you’re aware of the red flags. This huge sum is despite the efforts of the banking and
Market volatility can be attention-grabbing, but you should focus on these 3 areas instead
The last couple of years have been challenging for investors. Factors outside of your control are likely to have led to your portfolio experiencing volatility. However, while market performance often grabs news headlines and your attention, the short-term movements of your portfolio shouldn’t be your main focus. Market volatility characterised the first half of 2022
Why saving your pension could reduce a potential Inheritance Tax bill
When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your estate could be liable for Inheritance Tax (IHT), it could make sense to use other assets first. IHT is paid after you pass away if the value of all your assets exceeds
