Is an inheritance important to your financial plan?
As we make financial plans, it’s often necessary to make some assumptions. Perhaps you’ve factored in a few pay rises before retirement or calculated what investments can expect to return. But research indicates some people could be relying on receiving an inheritance with little information about it to reach their aspirations. If you’re expecting to
How to make sure your pension lasts a lifetime
Thousands of retirees are shunning Annuities when they reach retirement age. Instead, they’re taking advantage of the opportunity to access their pension savings flexibly. It can be a fantastic way to match your income and lifestyle, but figures suggest many are withdrawing unsustainable amounts. There are many benefits to taking your pension flexibly. However, you
Four reasons to seek advice if you’re opening the Bank of Mum and Dad
The Bank of Mum and Dad is more important than ever before for young workers striving to get on the property ladder. However, while you may be keen to provide much-needed financial support to children and grandchildren, advice should be sought. Research suggests some well-meaning parents and grandparents could be putting their financial security at
Retirees have care preferences, but only a fifth plan financially
The care we may need later in life isn’t something we often think about. But when prompted, most of those over the age of 55 have a clear idea about their preferences. Yet, a lack of financial planning could mean that those preferences aren’t possible. Research conducted by Key unsurprisingly found that the majority (77%)
How you can help loved ones achieve financial security
While you may have achieved financial security, some of your loved ones may still be at a point in their lives where they’re struggling. With stagnant wage growth, rising living costs and fewer generous Final Salary pensions on offer, many adults are finding it challenging to secure their financial future. It’s natural to want to
