Are your spending habits putting your retirement at risk?
Do you often find yourself dipping into savings or other sources to supplement your income? Figures suggest over a third of those aged over 55 are living beyond their means. If that sounds like you, it could place the retirement you have been looking forward to at risk. Whether you are still working or are
How to save for care efficiently
Care in old age and the associated costs continue to be an area of concern for those planning their finances for retirement. With costs often in the tens of thousands of pounds annually, it may be one of the biggest expenses that needs to be factored in. However, the uncertainty of whether it’ll be needed
Can you afford to retire before State Pension age?
When do you want to retire? Are you dreaming of giving up work before you start collecting your State Pension? With news that the State Pension age is rising and suggestions the government needs to raise it quicker, it’s a question more workers may be thinking about. With 15th September marking Pension Awareness Day, now
What to do when you don’t want to ‘retire’
Retirement is often a milestone that’s eagerly anticipated. Many of us think about handing our notice in for the last time, having more free time to do what we like and simply relaxing. However, the reality doesn’t always live up to expectations and many don’t want to ‘retire’ in the traditional sense. When you think
The pros and cons of accessing your pension whilst still employed
When you access your pension for the first time, will you still be working? Just a few years ago, it would have been a rare occurrence, but now half of people flexibly accessing their pension are still employed. Whilst it does have advantages, it could mean spending too much too soon. So, why is this
