The value of financial advice
When we think about the value of financial advice, it can be hard to quantify it. After all, you often cannot be sure how your fortunes would have fared, or if your circumstances would be different if you had not worked with a financial adviser. However, research has shown that it does have real, tangible
Financial education: Passing your knowledge on to the next generation
When raising children, there are plenty of skills that need to be passed on but one that often gets overlooked is money management. Despite it being crucial for security throughout life, just 38% of schoolchildren learn about finances in school. You may view money management as something that children will pick up as they grow
Bank of England base rate: Why does it matter to you?
When it changes, the Bank of England base rate is something that’s featured heavily in the news. But why is it important and when does it matter to you? The base rate is the interest rate that the Bank of England sets, in turn, it affects the interest rates that banks, building societies and other
SIPPs: What you need to know about holding business premises
Using a Self-Invested Personal Pension (SIPP) to purchase and hold commercial property can be beneficial. However, it is a solution that can seem complex and it may not be the right option for you. It’s also important to note that a SIPP isn’t suitable for everyone. If you have any questions about SIPPs or saving
Are your spending habits putting your retirement at risk?
Do you often find yourself dipping into savings or other sources to supplement your income? Figures suggest over a third of those aged over 55 are living beyond their means. If that sounds like you, it could place the retirement you have been looking forward to at risk. Whether you are still working or are
