Four reasons to seek advice if you’re opening the Bank of Mum and Dad
The Bank of Mum and Dad is more important than ever before for young workers striving to get on the property ladder. However, while you may be keen to provide much-needed financial support to children and grandchildren, advice should be sought. Research suggests some well-meaning parents and grandparents could be putting their financial security at
Retirees have care preferences, but only a fifth plan financially
The care we may need later in life isn’t something we often think about. But when prompted, most of those over the age of 55 have a clear idea about their preferences. Yet, a lack of financial planning could mean that those preferences aren’t possible. Research conducted by Key unsurprisingly found that the majority (77%)
How you can help loved ones achieve financial security
While you may have achieved financial security, some of your loved ones may still be at a point in their lives where they’re struggling. With stagnant wage growth, rising living costs and fewer generous Final Salary pensions on offer, many adults are finding it challenging to secure their financial future. It’s natural to want to
Using your pension as an inheritance
When it comes to planning how your estate will pass to your loved ones, there could be a crucial element that you’re missing; your pension. While you’ve probably thought about who you’d like to inherit your home, investments and savings, pensions are often forgotten about. It’s easy to see why, after all, while you regularly
Should you take action if your investments underperform?
Investment markets in 2018 saw the return of volatility. A range of factors, from Brexit to US trade policy influenced how well stocks and shares performed. For some people, it means investments may not have delivered the return expected. A glance at returns that are below projections can naturally lead to the feeling that something
